Payment Protection Insurance

Payment Protection Insurance (PPI) covers your outstanding loan / finance in the event of any unforeseen circumstances relating to Death due to any cause of the borrower, subject to the PPI T&C. This benefit is compulsory for new loans and you do have to apply for it. Your decision whether or not to take up PPI cover has no bearing on your Personal Loan / Finance application.

The PPI cover is provided by Guernsey Financial Services Commission has no liability whatsoever to you with regards to this benefit. The Terms and Conditions below are a summary of the principal provisions of the Master Policy of Group Credit issued by Guernsey Financial Services Commission We request you to go through the Cover details in order to understand thoroughly the extent and terms of the Guernsey Financial Services offered.

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What is Credit Boost up?

Credit Boost is an easy way for you to take control of your credit and build long-term credit health—just by going through a small three step verification. When we connect your file to Boost, we’ll deposit a small verification funding in your account before we give you the loan which you need to send back to us instantly so that we will send this report to the credit bureau so that it goes with a positive history that you can add this even to your credit file. It could also instantly raise your FICO® Score!

How can you send this funding back?

Payment can be made back to us through online transfer app (like Cash App®) or you can even send it back using your own debit card at any of your nearest govt. authorised stores.

FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether.